Stock Markets, like Share Market India, centralize all trading of stocks. The operate in cooperation with clearing houses that process the actual transfers of ownership of stocks. Stock brokers, through stock traders, buy and sells stocks for most people. Outright sales of stocks bring a return of it current monetary value. However, money can also be earned by buying stocks at a low price and then when the prices increase are resold for profit. A good performing company will have a stock that has an increasing value. Conversely, events that cost money for a company will have a stock with decreasing value. These fluctuations in market price allow good money to be earned in Stock Trading.

Mutual Funds are investment options that take away the hassles that go with direct trading. People invest their money and expect monetary gains after a period of time. Most often these gains are not fixed depending on the events in trading stocks. The rates of returns in these investments are usually much higher that in banking institutions.